Home » California » Encinitas, CA » Payday Money Centers in Encinitas, CA 92024 at 206 N El Camino Real Ste B

Payday Money Centers in Encinitas, CA 92024 at 206 N El Camino Real Ste B

This page contains information about Payday Money Centers in Encinitas, CA 92024

Fast online loans ($100 - $5,000) from direct lenders:

Phone: (760) 942-0566

Website: https://paydaymoneycenters.com//

Address: 206 N El Camino Real Ste B, Encinitas, CA 92024

Payday Money Centers on the map:

Working Hours:

Mon 9:00 am – 7:00 pm

Tue 9:00 am – 7:00 pm

Wed 9:00 am – 7:00 pm

Thu 9:00 am – 7:00 pm

Fri 9:00 am – 8:00 pm

Sat 9:00 am – 6:00 pm

Sun Closed

More about Payday Money Centers:

Payday Money Centers offer the following services for individuals and/or legal entities:

  • Payday Loans / Cash Advance
  • Check Cashing
  • Title Loans

The company is located at 206 N El Camino Real Ste B, Encinitas, CA. To contact Payday Money Centers, call (760) 942-0566 during working hours or visit their website at https://paydaymoneycenters.com//

Specialties

Since 1997, we have provided fast, friendly and professional financial services to the communities we serve. We've listened to our customers and have added new loan products to meet their needs. Our expanded loan menu provides options for people with less than perfect credit and to those with great credit.  We have short term loans and loans with longer payback times, all with competitive rates! Consolidating your bills?   We now offer unsecured Signature Loans starting at $2,510 to $50,000. We also work with multiple Auto Title Lenders to get you the most money and best rates based on your circumstances. Fluctuating income? Need a larger amount of money to finish a project or pay off a large expense?  Our Auto Equity Loan allows you to store a car, boat or motorcycle with us and secure a loan from $1,000-$100,000 with no payments for 4 months.  If you have an urgent need, one of our loans may work for you.  Give us a call or come on in so we can help you!

History

Established in 1997.

Starting with our first location in Downey, CA, Payday Money Centers has been serving our neighbors in Southern California since 1997.  We provide a full spectrum of quick and convenient neighborhood financial services specializing in consumer loans, check cashing, wire transfers and prepaid debit cash services.  Payday Money Centers is passionate about serving consumers who seek alternatives to conventional banks to quickly and safely fulfill their financial needs. Payday Loan, LLC is licensed by the CA Department of Business Oversight pursuant to the CA Deferred Deposit Transaction Law.  Auto Title Loans and Signature Loans are made and arranged pursuant to a CA Dept. of Business Oversight Finance Lenders Law License.  Auto Equity Loans are made pursuant to CA Dept. of Justice Pawn License #30000967.

Meet the Manager

Maria V.

Payday Money Centers Customer Reviews:

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APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans, up to $5,000 for installment loans, and up to $35,000 for personal loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, register for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.