Home » California » Santa Barbara, CA » Evolution Lending in Santa Barbara, CA 93103 at 401 N Milpas St Ste A-1

Evolution Lending in Santa Barbara, CA 93103 at 401 N Milpas St Ste A-1

This page contains information about Evolution Lending in Santa Barbara, CA 93103

Fast online loans ($100 - $5,000) from direct lenders:

Phone: (805) 268-7412

Website: https://evolutionlending.com//

Address: 401 N Milpas St Ste A-1, Santa Barbara, CA 93103

Evolution Lending on the map:

Working Hours:

Mon 9:00 am – 6:00 pm

Tue 9:00 am – 6:00 pm

Wed 9:00 am – 6:00 pm

Thu 9:00 am – 6:00 pm

Fri 9:00 am – 6:00 pm

Sat 9:00 am – 2:00 pm

Sun Open 24 hours

More about Evolution Lending:

Evolution Lending offer the following services for individuals and/or legal entities:

  • Payday Loans / Cash Advance
  • Check Cashing

The company is located at 401 N Milpas St Ste A-1, Santa Barbara, CA. To contact Evolution Lending, call (805) 268-7412 during working hours or visit their website at https://evolutionlending.com//

Specialties

Fast, friendly service! We are a licensed, bonded and insured California lender and will help you with your short term financial needs. As a licensed lender we strive to follow all Local, State and Federal Laws. We have four locations but currently only offer online loans from our Milpas branch. Soon we will be offering loans for all four of our locations. We know that you can't plan for everything. When unexpected expenses come up, we are here to help you through the rough spots with the cash you need until your next payday, or even longer.

History

Established in 1998.

Evolution Lending is locally owned and operated short term lender, offering Payday Advance and Auto Title Loans to our community for 13 years. We know that borrowing money can be an uncomfortable situation and that is why we treat every client with honor and respect. We provide full disclosure to our clients about the material terms of the transaction, including disclosure of the cost of the finance charge both as a dollar amount and as an annual percentage rate (APR).

A payday advance is designed for a short term cash flow tool, not a solution to long term financing.

We are licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law.

Installment Loans are made or arranged pursuant to the Department of Business Oversight California Finance Law License number 603K054

Evolution Lending Customer Reviews:

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APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, APRs for installment loans range from 6.63% to 225%, and APRs for personal loans range from 4.99% to 450% and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans, up to $5,000 for installment loans, and up to $35,000 for personal loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, register for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.

Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.